Michael Johnson

The digital revolution has changed our world in unimaginable ways – and for the better! Tools and applications like Microsoft Word and Microsoft OneNote aim to make our lives easier, in one simple step.

Have you ever stopped to think about Microsoft’s naming convention? It’s probably not something that crosses your mind as you open a Microsoft application, like Word or Excel or Outlook. There are teams and departments at Microsoft whose roles include the creative scope for brainstorming names for new products in the Microsoft line-up. If you look deeper, there are not only subtle references to what each does within the name, but there are also psychological implications – like subliminal messaging – within the product names.

Microsoft Word is a word processor, but has a vast array of built-in tools to help users improve their finished written product, like a wordsmith! Its thesaurus feature aids users looking for just the right word when the typed word is close but not “it”. The spelling and grammar check gets many a student through assigned papers – and, more importantly, helps prevent professionals from making expensive errors, like errors that affect professional reputations and can impact revenue and profit. Microsoft Word can perform a mail merge, so users can send letters to clients with just a few clicks – after using the app to perfect their letter, of course. Contracts and agreements depend on accuracy!

Microsoft Excel is a bit of a double entendre. To excel is to show an exceptional skill or quality in a particular activity or subject. Within the word “excel” is “cel”, a homonym of “cell” or the individual areas within a spreadsheet where data can be entered. Lots of dry, technical information in that sentence, but the meaning is the same: a database tool that is superior to other database applications for the professional user base. Here is where Microsoft Excel outshines the competition – and why its previous competition, Lotus 1-2-3, is no longer used. Aside from being a spreadsheet application, Excel offers users an endless variety of tools to really make Excel the go-to platform for data analysis. Including charts, data manipulation, and tools like creating pivot tables in Excel was Microsoft’s act of establishing their superior position with this app.

In the list above, we also mention Microsoft Outlook. Outlook reigned king of email for a very long time in the professional kingdom, but Google’s G Suite is a strong competitor for small and medium businesses (SMBs). Outlook, again, tries to be an all-in-one package for professionals, with email communication but also a calendar feature, a reminder system, user-friendly meeting tools and a variety of user settings to customize the experience.

These applications speak to Microsoft’s dedication to being the full professional package for businesses – and their full Office 365 suite is proof. Included are products like OneDrive, SharePoint, and OneNote. OneNote is one of the most underutilized products in the Microsoft line-up, and with new features being added all the time, we think this is because users aren’t aware of the full extent of what OneNote has to offer.

Microsoft designed OneNote as the digital solution for those who grab the nearest sticky note or doodle pad – or open a new Note on their iPhone – to jot down a quick scribble to remember for later. OneNote helps users gather notes, thoughts, and ideas, all in one centralized and organized location. Users can store everything from quickly-jotted notes to meeting minutes, to lengthy details about projects for home or work, in the same place. What’s even cooler about OneNote is that Notes are searchable and sharable.

• Did you see where we mentioned the iPhone? That’s right – iPhone users rejoice! OneNote is also available for Mac.

To clarify, OneNote is part of the subscription-based Office 365, but OneNote is free as a stand-alone product. To get Microsoft OneNote, follow these steps:

• From a desktop or laptop computer, open a web browser window
• Enter OneNote.com
• Download the latest version for free

New users will be excited to see that Notebooks stored in multiple locations (SharePoint, OneDrive, etc.) show up within the application the same way, simplifying the user experience. These same users will become experts in no time with the classically straight-forward way Microsoft presents the tools at your disposal.

Cool features inside OneNote for users underscore the built-in ability to share your information across all your devices and with other people. Check out some of these:

Email to Yourself

Set up your email from any email service provider supported, like Yahoo or Gmail, and of course, Outlook, within OneNote and you can send any email in your mailbox to your OneNote with a simple one-step task: forward the email to [email protected], and you’ll see it in OneNote!

Office Lens

This handy little tool lets you capture documents and photos with the camera on your phone, and then send that photo to OneNote – try the Email to Yourself trick we just talked about! OneNote and Office Lens will add some filters, adjust lighting, crop out backgrounds, etc., and show up clearly in OneNote. This is great for receipts you’re afraid you might lose, or other situations you might forget about later.

Clipper

This one helps users integrate OneNote with their web browser.

• Go to OneNote.com/clipper
• Click on the button to download the extension to your web browser

Now users can “clip” a page into OneNote, like clipping a coupon from a physical newspaper, except it’s now forever stored digitally in OneNote (until a user deletes it). Text on these pages is searchable within OneNote, too, which is very helpful if a user can remember the context of the page clipped but not necessarily when or exactly what was clipped. This is true of words within a picture on the clipped page, too.

OneNote boasts a number of partners that allow users to integrate with featured apps so that the apps can be used conjointly. A few of these partner apps include:

News360

This is a news reader, offering users news stories much like on a news website. Users can click on a story, and with OneNote integration, the story will show a “Save to OneNote” button. As long as a user is signed into their account in OneNote, the story will save in OneNote. Again, words in the story are searchable.

Feedly

Feedly is a website aggregator, bringing together all the pages a user wants to see in a centralized location and updates the pages as they update. This works similarly to RSS feeds and has the same “Save to OneNote” button that News360 has, as well as the words in the story remaining searchable.

Doxie

This one is for users of Doxie portable scanners. If you have one of these lightweight and portable gadgets, you’re going to love saving your scanned documents to OneNote! Any of the text can still be found with a simple search.

Integration is wonderful! Technology is amazing! With OneNote, Microsoft welcomes developers to make their own services with which to integrate for OneNote and share with users. Make OneNote your new best friend today.

Over Easter weekend, hackers stole 5 million credit and debit card numbers that were used at Saks Fifth Avenue, Saks Off Fifth, Lord & Taylor, and Canada-based Hudson’s Bay Company. The personal information of customers who shopped at these stores is now compromised.

Most of the stolen card data — which goes all the way back to May 17 — was obtained from these stores in the New York City metro area, and other stores in the Northeast U.S. It appears that these stores weren’t using a secure credit card payment system. Security firm Gemini Advisory reported:

“The attack is amongst the biggest and most damaging to ever hit retail companies...Credit card data was obtained for sales dating back to May 2017. The breach likely impacted more than 130 Saks and Lord & Taylor locations across the country, but the majority of stolen credit cards were obtained from New York and New Jersey locations.”

Gemini Advisory says that the hacking group JokerStash/Fin7 boasted about their success on the Dark Web and that the data is now for sale. The name of their “product” is BIGBADABOOM-2. Gemini Advisory’s co-founder and chief technology officer said that this group previously targeted major hotel and restaurant chains. They were also responsible for other data breaches like the ones that affected companies including Whole Foods, Chipotle, Omni Hotels & Resorts and Trump Hotels.

The hackers typically use phishing emails to gain confidential information. They send the emails to company employees including managers and supervisors who are key decision makers. They disguise themselves as an entity these people would recognize as legitimate. The email contains an invoice and asks them to pay it via a link provided. Once clicked, their IT system is infected.

No store is immune from this type of breach. However, you can protect your business from phishing attacks by educating your employees.

Cybersecurity training is a must for all businesses today. You can have all the right security technology in place, but if one of your employees unknowingly clicks a malicious link, or visits a counterfeit website, your business can be ruined.

Phishing is when a scammer uses fraudulent emails, texts, or copycat websites to get you to click a link so that they can steal your confidential information like Social Security numbers, account numbers, login IDs, and passwords. They use this information to rob you of your money and your identity.

The majority of account takeovers come from simple phishing attacks where you or someone in your organization gets tricked into releasing private credentials and information.

Scammers also use phishing emails to get access to your computer or network, so they can install programs like ransomware that lock you out of your important files unless you pay a ransom.

Spoofing

Phishing scammers try to lure you or your employees into a false sense of security by pretending to be a trusted source like a legitimate company, the IRS, a colleague, vendor, or even a friend or family member.

Phishers create a sense of urgency, making it seem like they require your information right away or something terrible will happen to you. They may threaten to hold back a tax refund or close your bank account. Essentially, they lie to get your information.

Here are things that you and your employees should do to protect your business.

Be cautious about opening attachments and clicking links in emails.

Files and links may contain malware that can infect and weaken your computer’s security.

Type in URLs and email addresses.

If a company or organization you know sends you a link or phone number, don’t click the link or call the number. Go to your search engine and type in the correct URL for the company’s site and find the legitimate phone number.

Call the source. Don’t respond to emails that request confidential or financial information. Phishers use strategies that prey on fear. If you think the contact in the email needs this information, refer to the phone number in your address book, not the one posted in the email, and call them to verify the request.

Use Two–Factor Authentication. For accounts that support this, two-factor authentication is an extra step to ensure the security of your information. It requires both your password and an additional piece of information to log in to your account. The second piece might be a code the company sends to your phone or a random number generated by an application or token. Two-factor authentication protects your account even if your password is compromised.

 Update your applications and Operating System. Use a good security software you trust, and make sure you set it to update automatically. Also, make sure you update all your applications and your Operating System when you receive patches from the manufacturer. Don’t delay, as there are good reasons for these updates, and they will protect your information from the latest threats.

Back up your files to an external hard drive and enterprise-based cloud storage. Back up your files regularly to ensure you have a duplicate of all your files and applications if your network is compromised.

Google conducted a study between March 2016 and March 2017 in conjunction with researchers from the University of California, Berkeley. The results revealed that phishing is far riskier for users than data breaches because of the additional information phishers collect.

Use a unique email address.

Spammers send out millions of messages to name combinations hoping to find a valid email address. If you use a common name like Joe, you’ll receive more spam than with a name like Wwmj4itvi. It’s harder to remember an unusual name like this. Try using an acronym like: “We were married June 4 in the Virgin Isles (Wwmj4itvi).

Use an email filter.

If your email account provides a solution that filters out potential spam or will channel it into a bulk email folder, opt for this. If they don’t, you might want to consider another Internet Service Provider.

Use more than one email address.

Consider using a disposable email address service that forwards messages to your permanent account. If the disposable address receives a lot of spam, you can shut it off without affecting your permanent address.

Limit your exposure.

Don’t share your email address in public. This includes blog posts, chat rooms, social networking sites, or in online membership directories. Spammers use the web to obtain email addresses.

Check privacy policies and uncheck boxes.

Before submitting your email address to a website, determine if they can sell your email to others. Don’t provide your address to sites that won’t protect it.

Be wary of messages that:

• Try to solicit your curiosity or trust.
• Contain a link that you must “check out now”.
• Contain a downloadable file like a photo, music, document or pdf.

Don’t believe messages that contain an urgent call to action:

• With an immediate need to address a problem that requires you to verify information.
• Urgently asks for your help.
• Asks you to donate to a charitable cause.
• Indicates you are a “Winner” in a lottery or other contest, or that you’ve inherited money from a deceased relative.

Watch for messages that:

• Respond to a question you never asked.
• Create distrust.
• Try to start a conflict.

Watch for flags like:

• Misspellings
• Typos

 Always Use Secure Passwords.

• Use Two-Factor Authentication if it’s available.
• Never use words found in the dictionary or your family name.
• Never reuse passwords across your various accounts.
• Consider using a Password Manager (e.g., LastPass or 1Password).
• Use complex passwords.
• Create a unique password for work.
• Change passwords on at least a quarterly basis.
• Use passwords with 9+ characters.

Keep Your Passwords Secure.

• Don’t tell anyone your passwords.
• Don’t write them down or email them.
• Never include a password in a non-encrypted stored document.
• Don’t speak your password over the phone.
• Don’t hint at the format of your password.
• Don’t use “Remember Password” feature of application programs such as Internet Explorer, Portfolio Center or others.
• Don’t use your corporate or network password on an account over the Internet that doesn’t have a secure login starting with https://. If the web address begins with https:// your computer is talking to the website in a secure code that no one can access. There should be a small lock next to the address. If not, don’t type in your password.

If you believe your password may have been compromised, you should change it.

Regularly Backup Your Data Both Onsite and Remotely.

• Maintain at least three copies of everything.
• Store all data on at least two types of media.
• Keep a copy of your data in an alternate location.

If you haven’t backed up your data and you’re attacked, it’s gone forever.

Ask Your IT support to Conduct Testing and Security Awareness Training for Your Employees.

• Give a social engineering test.
• Share the results with your staff.
• Debrief and train your users.
• Test again each year.

 Report Phishing Emails and Texts to the Federal Trade Commission.

Forward phishing emails to the Federal Trade Commission at spam@uce.gov – as well as the organization that was impersonated in the phishing email. Include the full email header if it’s available.

File a report with the Federal Trade Commission at FTC.gov/complaint.

Visit Identitytheft.gov. Victims of phishing could become victims of identity theft; there are steps you can take to minimize your risk.

You can also report phishing emails to reportphishing@apwg.org. The Anti-Phishing Working Group which includes Internet Service Providers, security vendors, financial institutions and law enforcement agencies uses these reports to fight phishing.

Do you wish you knew more tech tricks to help you make your gadgets work smarter for you and save you time? See how to use your iPad as a second laptop screen, how to set time limits for using a Chrome browser, how to schedule an email to send at a certain time in Gmail, and more!

Technology exists to improve our lives. The fundamental purpose behind technology was man being driven to find new ways to do things to make life easier for mankind. The first form of technology recorded? What would you think – black and white television? The telegraph allowing expedited long-distance communication? Think back even further – much, much further. If the fundamental principle of technology is to make life easier for man, are the earliest examples of technology manmade weapons and fire?

Obviously, we’ve come a long way since stone weapons and fire, all the way to robotics and artificial intelligence, and then some – though we’re still waiting for the day when we all have flying cars like the Jetsons. Think about the ways you use technology every day. Do you listen to music in the car, on the bus or train, or while jogging? Do you brew coffee or tea in a Keurig? Are you reading this on a computer or mobile device? Do you use an alarm clock?!

We take tech for granted. It’s just. . . there. Think back to when the remote control became mainstream, and how that one chunky plastic box – the “clicker” – not only changed the world but revolutionized households. No longer did kids fight over whose turn it was to get up and change the channel. The first vehicle keyfob is widely considered to be introduced by the French in 1982 for the Renault Fuego just after Ford debuted the keyless entry system – by keypad – in 1980. Not only do the vast majority of passenger cars come standard with remote keyless entry devices now, but more are being equipped with push-button start capabilities – or even remote-controlled start-up, from the comfort of inside your home, office, or from a distance on a very hot or cold day.

Now that we’ve got you thinking about how you use technology each day, shift your thoughts to how you can “up your game”. You’re barely scratching the surface of what your tech can do for you.

Incredible iPad Trick

Are you in the camp that never has enough screen space? A few dozen tabs open in your web browser window, email, plus a few documents and spreadsheets for work clutter your screen space – and make your computer run slower. And if you’re on a laptop, you have even less screen real estate to start with! But what if you could use your iPad as a second screen for your laptop?

You can! Don’t believe us? Try downloading the Duet Display app and voila! Connect your iPad to your laptop using the sync/charging cable, and you’re all set.

Smartphone Scanner

Now this one is a doozy! Did you know your smartphone can work like a scanner? No, we don’t mean by taking one picture of a document. There are free apps out there, like Adobe Scan or Evernote Scannable, that allow you to turn your smartphone into a scanner to scan documents like forms, receipts, business cards, and more by using the camera on your phone.

Productivity Over Procrastination

Ah, Google. You know people too well…

And sometimes it’s downright creepy. But this handy little helper is pretty cool! There is an extension for Google’s Chrome browser, called StayFocusd, that allows you to set a time to let your mind wander and get lost in the darkest corners of the Internet – or at least surf aimlessly for a pre-set interval. The default setting is 10 minutes, but you can change this depending on your needs. Once your mental break is over, Chrome basically locks you out and disables access forcing you to resume being productive.

Scheduled Sends

You know the email message you want to type, but now isn’t the right time to send it. Email marketing platforms are great for this type of structured send, but the focus of these solutions is to send to email lists rather than from a single sender to a single recipient. There is an add-on for Gmail called Boomerang that facilitates scheduled sending for email.

Time Management

Ever wonder how you’re spending your time? Are you making the most of your day? Eternity Time Log is a time-tracking app to see how you’re spending your time, broken out by personal time, time spent devoted to professional productivity, and sees where interruptions occur – all in the name of organization.

Solar Power

The ancient Egyptian god of the sun, Ra, was believed to have created all forms of life and ruled over all parts of the created world: the sky, the earth, and the underworld. Man was believed to have been created from Ra’s sweat, and Ra represented light, growth, and warmth.

After reading this, it’s the understatement of the year to say that the sun is a good source of power…but it’s literally a great source of solar power. The SolPro Charger can soak up the sun’s rays and fully charge a smartphone with 90 minutes of exposure. Bonus: the charger can send power to your smartphone battery even as the SolPro is itself absorbing solar power.

If you had magical powers to stop time, how would you use it? Would you catch up on email correspondence? Would you read that best-seller you’ve been meaning to read for months now? Would you have a Netflix marathon? Would you catch up on a decade of sleep? Would you find the best way to organize your email inbox, filing cabinet, contact lists, or any number of other items that you’ve neglected for months?

Or would you – and here’s the genius move – use those powers to invent a device that could do all of this for you using the most advanced technology available, and make your own life easier? I think we know the answer.

Also, flying cars.

Here Are The 10 Things You’re Doing Wrong

Email is a very effective marketing tool. However, it’s also tough to execute properly. If you don’t plan correctly, understand what you’re doing wrong and how to remedy this, you’re simply wasting your time and money.

You aren’t getting new subscribers.

If you can’t entice new subscribers, you are simply spinning your wheels. Without an ever-increasing pool of subscribers, your open rates will suffer. If you want to grow your email list, you must clearly state the benefits of subscribing to it. Clearly state what you can offer, and how you can address people’s concerns. Your prospects need to know why they should sign on. Consider offering something for free that you believe will be of value to them like a free trial, sample product or document with relevant information.

Your subscribers keep leaving.

The best way to ensure that your current subscribers stay with you is by sending out relevant emails to the right audience. You must correctly identify your target audiences and segment your email list accordingly – this way you can address the various pain points for different subscribers. By segmenting your list, you can not only retain more subscribers but increase your click-through rates as well. All too often, an email strategy is more focused on the company’s needs rather than the customers’. Receiving too many irrelevant emails is the main reason subscribers opt out. If you want to keep subscribers, stay focused on your target audience and their needs, rather than yours.

Your email subject lines aren’t eye-catching.

This is one of the biggest challenges you’ll face. People are overwhelmed with the amount of email they receive and will only open the messages that catch their eye. You must grab their attention in the subject line. Craft a message that is short and to the point. Personalizing the message in your subject line and keeping your message to fewer than 30 characters should help. A carefully written subject line will entice recipients to read the rest of your email.

You’re understaffed.

Performance always suffers when resources are limited. If you’re understaffed and “burning the midnight oil” just to stay afloat, your quality will suffer. Streamline your email process and look for bottlenecks and obstacles that slow your workflow. Take advantage of software automation tools that help your email team design and code emails more quickly. If necessary, you may need to hire more staffers, both full-time and part-time, or contract with freelancers. Freelancers can also offer expertise that your team may lack.

Your deliverability suffers.

You may have the best emails and subject lines, but if they are being sent to the junk inbox, you’re doomed to failure. Your emails must get through any spam filters. When your deliverability rate suffers, you can get blocked altogether by Internet Service Providers (ISPs). How do you fix this? Don’t use spam words in your subject lines. Phrases such as “make money,” “earn cash,” “save $” will go directly to spam mail. And, of course, ensure that your prospects’ email addresses are accurate. Consider asking people who visit your website to re-confirm their email address when signing on to your list. This way you can make sure you have their correct email address from the start.

You need a new ESP.

You need an Email Service Provider that works for you. Some focus more on larger enterprises or certain verticals like e-commerce. You need an ESP that fits your brand. Try using more than one to see if this is the problem. Measure your success rates with each one. You can employ analytics tracking with multiple ESPs. Some businesses use up to four different ones to increase the odds that their emails will be delivered. Use the ones that provide you the best rates for delivery.

You need to cull your list.

You may need to remove contacts that have been inactive for a long time or those who never open your emails or go to your website. If you know that a lot of the emails on your list are no longer active, delete them. They just cost you money. You must maintain your list. You can also do this by letting subscribers manage their preferences (to opt-out if they want). Set up a way for them to change their communication preferences like what kind of information they want to receive or how often they want to receive them. This helps to build the sense of trust that they require to stay with you.

Your team is sabotaging your efforts.

You may be doing everything right, but other departments aren’t. If customer service is lacking, you’re sure to lose subscribers. If your website or mobile application isn’t easy to use, subscribers will get frustrated and go to a competitor. Keeping customers happy requires teamwork. Get together regularly with other departments in your company to share experiences, concerns, successes, and insights. Ensure your team members are onboard with your email strategy, measure your results and work together to fix what’s broken. Set up read-only access to your marketing emails for team members so they’re kept apprised. Everyone must be on the same page and working in unison.

You’re not measuring results and adjusting your strategy accordingly.

Measuring the performance of email campaigns is imperative. Unless you know what works and what doesn’t, you’re leaving money on the table. Implement a closed-loop marketing strategy to achieve the results you’re looking for. This means following a subscriber from the initial point of contact to their conversion as a paying customer. Be sure to leverage the available data from your ESP and feed your data back to them to get more visibility into your results. When making adjustments based on data, do so in increments and prioritize your changes. This way you can continue to measure the results of your changes one by one until you get it right.

You aren’t using the right process.

Not having a plan will make your job so much more difficult. Your email process should be designed to speed up your email production and improve quality control. You need an extensive pre-sending plan. Here’s one to go by. You fill in the blanks according to your goals.

1. Plan your marketing strategy
2. Collect data on your target audience
3. Construct your database
4. Define your email plan
5. Define your content
6. Setup your emails
7. Send your emails
8. Measure your results

Goal setting is crucial to your email marketing success. It will help to guide the direction of your campaign, make it easier for you to measure results, and increase the odds that you’ll ultimately succeed in the end.

A recent report by the U.S. Marine Corps indicates an unintended data disclosure, the result of a single accidental keystroke. Never backing down from a fight, learn from Jarheads how to best defend yourself from a data breach and strengthen your position!

Have you ever thought twice about clicking “send” after drafting an email? We’re sure you have; everyone has. The most common reasons involve editing the text for clarity, context, or tone. Sometimes you verify the email addresses for the “to” field. These are all great measures that everyone can — and should — take before sending an email, especially one with sensitive data enclosed.

Yet, accidents happen. A recent accidental keystroke shared an email to an incorrect distribution list, which included the unencrypted personal data of more than 20,000 U.S. Marines, their families, and civilians. Social security numbers, bank details, credit card information, home and mailing addresses, and emergency contact information were all disclosed. Does this fall under the label of “data breach” if the disclosure was part of an “oops” and not a cyber attack?

Marine Forces Reserve spokesperson Andrew Aranda has said the Marines’ IT staff is reviewing cybersecurity and information assurance processes to update their overall guidelines and to better train team members at every level. More importantly, this was an accident without malicious intent, and a cybersecurity vulnerability was not the cause. Additionally, the United States Armed Forces branches fully understand the great responsibility to protect highly-confidential personally identifiable information (PII) stored in their records and a lengthy history of excellence in this arena.

More than 20,000 individuals will now need to diligently check their credit report on a regular basis to ensure this disclosure doesn’t leave them open to identity theft. Add to this number the family members potentially impacted, and the full amount affected could double or triple. This is a story too well-known by millions of Americans in recent years. Customers of Anthem, Target, eBay, and The Home Depot are just a few examples of organizations whose customers have been impacted by data breaches. Cybercriminals and cyberterrorists — hackers — are just waiting for a weakness to exploit. This introduces two key questions:

• How effective are an organization’s cybersecurity protocols and training?
• What can consumers do to protect themselves if they’ve been impacted by a data breach?

How aware are the individuals behind this incident of security protocols and risks? The basic information assurance training from as recent as a year ago isn’t current for today’s needs as a means of self-awareness and protection.

• What is information assurance? When information is processed, stored, or transmitted (data) involving systems, there are risks. Information assurance is the effort a group takes to protect this data and these systems to ensure the security of the data and minimize risks involved.

The focus of information assurance is on the security of data. While “protection of data” may not be the first concept that comes to mind when you think of the United States armed forces, the protection of its people is an inherent byproduct of its very nature. The military does not operate in the same ways as Corporate America, with many factors contributing to the differences. One thing is certain: the military takes its duty to serve and protect American citizens very seriously and is dedicated to assisting those impacted.

How can consumers protect themselves?

Credit Reports

As we already mentioned, check credit reports regularly. Once a cybercriminal has a name, address, and a few pieces of personal information, this data can be used to misrepresent an identity online.

• Consumers are entitled to one free credit report each year, at https://www.annualcreditreport.com/
• Anyone can add a fraud alert to their credit report with each credit reporting agency for added protection. This will prompt a two-step verification process for any attempt to open a new account in someone’s name, and is a very helpful feature to protect someone’s identity from being used by other parties.

Passwords

Aside from checking credit reports, we strongly suggest changing all passwords. Most importantly, start with changing passwords for online banking, credit cards, email, and social media accounts. After these, move on to seemingly innocuous accounts like the United States Post Office and those for magazines or local newspapers, with active subscriptions.

• It’s worth it to keep a list of all locations with usernames and passwords. Imagine how helpful this list might be in this situation, cutting response time drastically and potentially reducing the overall impact. Just don’t store the list somewhere online, like email. If that is the first thing a hacker can access, they have access to everything after discovering this data goldmine!
• Make sure new passwords created are complex, using a combination of capital and lowercase letters, numbers, and symbols like ?!@#$%.
• Change passwords on desktop systems to prevent a sophisticated hacker from accessing further personal data, or giving them the smallest access point to plant a virus or ransomware, or even mine cryptocurrency.
  • Running the most recent updates and install these packages immediately will help close any security gaps discovered by operating system manufacturers and application developers.

Credit Cards

In this case, credit card numbers were included in the disclosed data. It’s a huge pain, but it’s worth it in the long run for protection to report the accounts as compromised and have new card numbers issued.

Every day brings a story of new ways hackers use to access PII of consumers and how this information is used to their advantage – and to the detriment of the consumers affected. Consumers need to regularly assess their risk and do their best to eliminate the unknown, where possible by taking these measures to protect themselves. Maintaining a realistic perspective on this risk will be instrumental as “an ounce of prevention” here.

In modern days of digital communication, we can never be too careful as hackers are becoming far more sophisticated and staying one step ahead of consumers. Imagine if cybercriminals used their power for good!

Don’t let one mistake cause years of hassles and headaches – talk to an expert if you think you’ve been compromised in this or any other data breach, and protect yourself.